{"id":1679,"date":"2025-10-28T08:17:29","date_gmt":"2025-10-28T08:17:29","guid":{"rendered":"https:\/\/prostartfinancialconsulting.com\/?page_id=1679"},"modified":"2025-11-04T03:12:09","modified_gmt":"2025-11-04T03:12:09","slug":"derechos-del-consumidor","status":"publish","type":"page","link":"https:\/\/prostartfinancialconsulting.com\/en\/derechos-del-consumidor\/","title":{"rendered":"Consumer rights"},"content":{"rendered":"
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Last update:<\/b> November 1, 2025 <\/h6>\n

In Prostart Financial Consulting LLC<\/strong>Our priority is transparency and legal compliance. We know the credit repair and finance industry has been subject to abuse in the past; that's why we make it clear what you can expect from us, what we don't do<\/b> and what your rights are as a consumer.<\/p>\n<\/div>\n

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1. No guarantee of results<\/strong><\/h3>\n
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  • \n

    Our services aim to help you improve your credit situation, but every case is different.<\/p>\n

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    • We do not guarantee<\/b> that specific accounts be removed from your report<\/li>\n
    • We do not guarantee<\/b> an exact or immediate increase in your credit score.<\/li>\n
    • We do not guarantee<\/b> the approval of loans, credit cards, mortgages, or other financial products.<\/li>\n<\/ul>\n

      One customer may see a 50-point improvement in their score in a few months, while another may not see significant changes in the same period.<\/p>\n<\/li>\n<\/ul>\n

       <\/h3>\n

      2. Your right to do so on your own<\/strong><\/h3>\n

      The law gives you the right to dispute information on your credit reports on your own, at no cost<\/b>.<\/p>\n

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      • This can be done directly with Equifax, Experian y TransUnion<\/b>.<\/li>\n
      • The Federal Trade Commission (FTC)<\/b> explica c\u00f3mo hacerlo de manera gratuita en su sitio oficial: https:\/\/www.ftc.gov.<\/li>\n<\/ul>\n

        We exist to Save yourself time, give yourself structure and professional support<\/b>But the right to do so without paying anything is always available to you.<\/p>\n

         <\/h3>\n

        3. Accurate information cannot be deleted<\/strong><\/h3>\n

        No company, including Prostart Financial Consulting LLC<\/strong>You can legally remove information from your credit history that is:<\/p>\n

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        • \n
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          • Exactly.<\/li>\n
          • Timely.<\/li>\n
          • Verifiable by credit agencies.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n

             <\/h3>\n

            4. We do not offer legal, tax, or investment advice<\/strong><\/h3>\n

            Our services are limited to the consulting<\/strong> credit<\/b> already the assistance in financing (funding)<\/b>.<\/p>\n

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            • We do not provide legal advice or representation in legal proceedings.<\/li>\n
            • We do not offer tax, accounting, or investment advice.<\/li>\n
            • For these matters, we recommend consulting with certified lawyers, accountants, or financial advisors.<\/li>\n<\/ul>\n

              We specialize in credit and financing strategies<\/b>not as a substitute for legal or tax services.<\/p>\n


              <\/strong><\/h3>

              5. Relationship with lenders (financing)
              <\/strong><\/h3>\n

              When we help with financing<\/b>We act solely as intermediaries:<\/p>\n

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              • We connect applicants with lenders and financial partners.<\/li>\n
              • We are not a direct lender.<\/li>\n
              • We do not make credit decisions.<\/li>\n
              • We cannot influence the approval policies, interest rates, or conditions determined by the lender.<\/li>\n<\/ul>\n

                Important:<\/b> Loan approval depends exclusively on each lender's assessment of your financial profile.<\/p>\n


                <\/strong><\/h3>

                6. Transparency in testimonials and success stories<\/strong><\/h3>\n

                On our website and marketing materials you can find customer testimonials and success stories.<\/p>\n

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                • All testimonials reflect real experiences.<\/li>\n
                • However, the results presented They are neither typical nor guaranteed<\/b>.<\/li>\n
                • Your situation may be different and your results will depend on factors beyond our control, such as:\n
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                  • Your complete financial history.<\/li>\n
                  • The speed with which you provide requested documentation.<\/li>\n
                  • The response from credit agencies and creditors.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

                    We always present success stories as examples of what is possible, not as promises.<\/p>\n

                     <\/h3>\n

                    7. Risks and limitations of our services<\/strong><\/h3>\n

                    It is important that you understand the limitations and potential risks:<\/p>\n

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                    • Credit agencies may reject disputes if they deem the information verifiable.<\/li>\n
                    • Some creditors may take months to respond to or process applications.<\/li>\n
                    • Financing may be denied if your debt level, income, or credit history does not meet the lender's requirements.<\/li>\n
                    • Maintaining a positive score depends on your future financial habits (on-time payments, low debt levels, etc.).<\/li>\n<\/ul>\n

                       <\/h3>\n

                      8. Compliance with the law (CROA and FTC)<\/strong><\/h3>\n

                      Prostart Financial Consulting LLC <\/strong>strictly complies with Credit Repair Organizations Act (CROA)<\/b> and with the regulations of the Federal Trade Commission (FTC)<\/b>.<\/p>\n

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                      • We never charge upfront fees for credit repair services.<\/li>\n
                      • We always clearly inform consumers of their rights, including their right to cancel within 3 business days.<\/li>\n
                      • All contracts are delivered in writing, with transparent explanations.<\/li>\n<\/ul>\n

                         <\/h3>\n

                        9. Responsible use of information<\/strong><\/h3>\n

                        We handle highly sensitive information (such as your SSN, credit reports, and financial statements).<\/p>\n

                          \n
                        • We never share your information without your consent.<\/li>\n
                        • It is only used for the purposes described in our privacy policies.<\/li>\n
                        • We reject deceptive practices, manipulation of artificial scores, or any action that violates the law.<\/li>\n<\/ul>\n


                          <\/strong><\/h3>

                          10. Contact<\/strong><\/h3>\n

                          If you have any questions or concerns about these disclaimers, you can contact us at:<\/p>\n

                            \n
                          • \"\ud83d\udce7\"Email: info@prostartconsulting.com<\/li>\n
                          • \"\ud83d\udcde\" Telephone: +1 (724) 234-0417<\/li>\n
                          • \"\ud83c\udfe2\" Address: 606 Liberty Ave, Pittsburgh, PA 15222, USA<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

                            \u00daltima actualizaci\u00f3n: 01 Noviembre 2025  En Prostart Financial Consulting LLC, nuestra prioridad es la transparencia y el cumplimiento legal. Sabemos que la industria de reparaci\u00f3n de cr\u00e9dito y financiamiento ha sido objeto de abusos en el pasado; por eso dejamos en claro lo que puedes esperar de nosotros, lo que no hacemos y cu\u00e1les son tus derechos […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"disabled","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1679","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/pages\/1679","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/comments?post=1679"}],"version-history":[{"count":34,"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/pages\/1679\/revisions"}],"predecessor-version":[{"id":2034,"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/pages\/1679\/revisions\/2034"}],"wp:attachment":[{"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/media?parent=1679"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}