{"id":1668,"date":"2025-10-28T08:14:45","date_gmt":"2025-10-28T08:14:45","guid":{"rendered":"https:\/\/prostartfinancialconsulting.com\/?page_id=1668"},"modified":"2025-11-04T03:15:39","modified_gmt":"2025-11-04T03:15:39","slug":"terminos-y-condiciones","status":"publish","type":"page","link":"https:\/\/prostartfinancialconsulting.com\/en\/terminos-y-condiciones\/","title":{"rendered":"Terms and conditions"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1668\" class=\"elementor elementor-1668\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-172fc37b e-con-full e-flex e-con e-parent\" data-id=\"172fc37b\" data-element_type=\"container\" data-e-type=\"container\" id=\"banner-primary\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5069fc01 e-con-full e-flex e-con e-child\" data-id=\"5069fc01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-79f6541f e-con-full animated-slow e-flex elementor-invisible e-con e-parent\" data-id=\"79f6541f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-673d1ab elementor-widget elementor-widget-text-editor\" data-id=\"673d1ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div>\n<h6><b>Last update:<\/b> November 1, 2025&nbsp;<\/h6>\n<p>Welcome to<strong> Prostart Financial Consulting LLC<\/strong>, These Terms and Conditions constitute a legal contract between you (the \u201cClient\u201d) and us (the \u201cCompany\u201d), and govern the use of our services.&nbsp;<b>credit boost<\/b>&nbsp;and&nbsp;<b>financial assistance<\/b>.<\/p>\n<p>In summary:<\/p>\n<ul>\n<li aria-level=\"1\">You hire us to help you improve your credit by disputing errors in your reports and, if you wish, to support you in financing applications.<\/li>\n<li aria-level=\"1\">We only charge once the service has been completed, in compliance with CROA law.<\/li>\n<li aria-level=\"1\">We do not offer legal or tax advice, nor do we guarantee specific results.<\/li>\n<li aria-level=\"1\">You have the right to cancel within 3 business days at no cost.<\/li>\n<li aria-level=\"1\">After that, you can cancel at any time by following our process.<\/li>\n<li aria-level=\"1\">In order for us to help you, we need you to provide us with truthful and timely information.<\/li>\n<\/ul>\n<\/div>\n<div>\n<h3><strong><br><\/strong><\/h3>\n<h3><strong>1. Information we collect<\/strong><\/h3>\n<p><b>Credit counseling:<\/b><b><br><\/b>This includes analysis of your credit report, preparation and sending of dispute letters to credit agencies and the corresponding creditors.<\/p>\n<p><b>Funding (financial assistance):<\/b><b><br><\/b>It includes a review of your account statements and credit history, eligibility assessment, and connection with lending partners.<\/p>\n<p><b>What is NOT included:<\/b><\/p>\n<ul>\n<li aria-level=\"1\">Legal advice.<\/li>\n<li aria-level=\"1\">Tax or accounting advice.<\/li>\n<li aria-level=\"1\">Guarantee of results (we cannot guarantee that specific accounts will be removed or that financing will be approved).<\/li>\n<\/ul>\n<h3><strong><br><\/strong><\/h3>\n<h3><strong>2. Customer obligations<\/strong><\/h3>\n<p>The Client agrees to:<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li aria-level=\"1\">Provide truthful, complete and up-to-date information.<\/li>\n<li aria-level=\"1\">Forward to the Company any correspondence received from credit agencies within the&nbsp;<b>5 business days<\/b>&nbsp;following its receipt.<\/li>\n<li aria-level=\"1\">Maintain an active credit monitoring subscription, if required for the service.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><strong><br><\/strong><\/h3>\n<h3><strong>3. Payment structure<\/strong><\/h3>\n<p><b>Credit Repair (CROA):<\/b><b><br><\/b>According to the&nbsp;<b>Credit Repair Organizations Act (CROA)<\/b>We do not charge any fees until the contracted services have been fully completed.<\/p>\n<ul>\n<li aria-level=\"1\">The billing model can be by result (e.g., $X for each negative account removed) or monthly (e.g., $X per month, after the work for that month is completed).<\/li>\n<li aria-level=\"1\">No advance payment is ever required.<\/li>\n<\/ul>\n<p><b>Funding:<\/b><\/p>\n<ul>\n<li aria-level=\"1\">The Client accepts that, in the event of successful financing, the Company may charge a previously agreed commission.<\/li>\n<li aria-level=\"1\">The Company may also receive commissions from partner lenders; this will be clearly and transparently disclosed.<\/li>\n<\/ul>\n<\/div>\n<h3><strong><br><\/strong><\/h3>\n<h3><strong>4. <\/strong><b>Cancellation<\/b><\/h3>\n<p><b>3-day right:<\/b><b><br><\/b>The Client may cancel this contract without penalty or cost within the&nbsp;<b>three (3) first business days<\/b>&nbsp;had he signed it.<\/p>\n<p><b>Subsequent cancellation:<\/b><b><br><\/b>After this period, the Client may cancel at any time by sending written notification with at least&nbsp;<b>30 days in advance<\/b>.<\/p>\n<h3><strong><br><\/strong><\/h3>\n<h3><strong>5. Limitation of liability<\/strong><\/h3>\n<ul>\n<li aria-level=\"1\">The Company will not be liable for indirect, incidental or consequential losses.<\/li>\n<li aria-level=\"1\">We do not guarantee specific results in the removal of negative accounts or in the approval of loans.<\/li>\n<li aria-level=\"1\">The Company's maximum liability, under any circumstances, will be equivalent to the total amount paid by the Customer in the last 3 months of service.<\/li>\n<\/ul>\n<h3><strong><br><\/strong><\/h3>\n<h3><strong>6. Explicit consent<\/strong><\/h3>\n<p>Before sharing your information with&nbsp;<b>lending partners<\/b>&nbsp;For financing options, we will request your&nbsp;<b>clear and separate consent<\/b>.<\/p>\n<h3><strong><br><\/strong><\/h3>\n<h3><strong>7. Jurisdiction<\/strong><\/h3>\n<p>These Terms and Conditions are governed by the laws of the State of Pennsylvania, United States. Any dispute will be resolved in the courts of that state.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u00daltima actualizaci\u00f3n: 01 Noviembre 2025&nbsp; Bienvenido a Prostart Financial Consulting LLC,. Estos T\u00e9rminos y Condiciones son un contrato legal entre t\u00fa (el \u201cCliente\u201d) y nosotros (la \u201cEmpresa\u201d), y regulan el uso de nuestros servicios de&nbsp;impulso de cr\u00e9dito&nbsp;y&nbsp;asistencia en financiamiento. En resumen: Nos contratas para ayudarte a mejorar tu cr\u00e9dito disputando errores en tus reportes y, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"disabled","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-1668","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/pages\/1668","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/comments?post=1668"}],"version-history":[{"count":19,"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/pages\/1668\/revisions"}],"predecessor-version":[{"id":2037,"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/pages\/1668\/revisions\/2037"}],"wp:attachment":[{"href":"https:\/\/prostartfinancialconsulting.com\/en\/wp-json\/wp\/v2\/media?parent=1668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}